JT Hughes
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JT Hughes

Status Disclosure

The Financial Conduct Authority (FCA)

The FCA is the independent watchdog that regulates financial services. This document is designed by the FCA to be given to consumers considering buying certain financial products. You need to read this important document. It explains the service you are being offered. Please use this information to decide if our services are right for you.

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Whose Products Do We Offer?

We offer a limited number of insurance products (Tyre & Alloy Wheel Insurance, Asset Protection and New Car Replacement Insurance), each from a single insurer.
Should you require finance to assist with the purchase of a vehicle, we can introduce you to a limited number of lenders and finance products. If you request it, we can provide a list of lenders we work with.

Which Services Will We Provide You With?

We will advise and make a recommendation for you on insurance products after we have assessed your eligibility for the insurance products we offer. You will then need to make your own choice about how to proceed.
We will advise and make a recommendation for you from the finance products we offer, after we have assessed your needs.

What Will You Have To Pay Us For Our Services?

No fee is payable by you for our services. If you enter into a finance agreement arranged by us, we will earn commission.
If you take out an insurance product we recommend to you, we will make a margin on the sale of that product from the price paid by you.

Who Regulates Us?

All JT Hughes legal entities are authorised and regulated by the Financial Conduct Authority, either as a principal firm or an appointed representative. Your document if you enquire on a vehicle will confirm which legal entity you are dealing with. 

Our permitted business is to act as a broker for consumer finance and to provide insurance distribution of non-investment insurance.
You can check this on the FCA register by visiting the FCA website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768 or 0300 500 8082


All JT Hughes dealerships are legal entities are subsidiaries of: 
JT Hughes (Oswestry) Ltd, 5
Battlefield Road,
Company Registration Number is 1198620 registered to 
JT Hughes (Oswestry) Ltd

What To Do If You Have A Complaint

If you wish to register a complaint, please contact us as follows
By e-mail - hr@jthughes.co.uk
In writing - FCA Compliance Manager
JT Hughes (Oswestry) Ltd, 
5 Battlefield Road, 

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

Are We Covered By The Financial Services Compensation Scheme (FSCS)?

We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arranging is covered for 90% of the claim, without any upper limit. Further information about compensation schemes is available from FSCS.


Click here to download our Status Disclosure documentation.

All content provided on this blog is for informational purposes only. JT Hughes makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. JT Hughes will not be liable for any errors or omissions in this information nor for the availability of this information.JT Hughes will not be liable for any losses, injuries, or damages from the display or use of this information. JT Hughes does not share personal information with third-parties nor does JT Hughes store information collected about your visit for use other than to analyze content performance through the use of cookies, which you can turn off at anytime by modifying your Internet browser’s settings. JT Hughes is not responsible for the republishing of the content found on this blog on other Web sites or media without permission. JT Hughes reserves the right to edit or delete any comments submitted to this blog without notice due to; 1. Comments deemed to be spam or questionable spam 2. Comments including profanity 3. Comments containing language or concepts that could be deemed offensive 4. Comments that attack a person individually. This policy is subject to change at anytime.
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