Your low rate awaits with JT Hughes.

Find your immaculate used car from JT Hughes, Apply online in as few as 5 minutes. We’ll respond quickly with your financing information. confirm your order then have your car delivered to your door or collect it from your nearest JT Hughes Dealership in Telford, Shrewsbury or Newtown

Buy a Car

Car finance with JT Hughes

Apply in minutes
Apply in minutes
Apply online in as few as 5 minutes.
Highly Cometitive Rates
Highly Competitive Rates
Our rates are highly competitive.
Use your Finance Provider
Use your Finance Provider
Feel free to finance with another lender

How it works

01
Find your perfect car
Browse our wide range of high-quality used JT Hughes cars that are available to buy or finance.
02
Choose your deal
Apply for finance online. You can also part exchange your old car and lower your finance costs.
03
Get approved
Pay a deposit and sign all documents online. Then choose to collect your car or have it delivered.

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Choose the type of finance

How HP works
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Hire Purchase (HP)

Finance your next car by spreading the cost with fixed, regular monthly repayments, after which you own the car outright.

How PCP works
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Personal Contract Purchase (PCP)

Keep your monthly repayments lower by deferring a large proportion of credit into an optional final repayment.

FAQs
Popular questions about car finance
What is the 120-point inspection?

120-POINT INSPECTION

We put each vehicle through a 120-point inspection so that you can be 100% confident in the quality and safety of your vehicle. This inspection includes everything from tread depth of tires to thickness of brake pads to exterior paint quality. 

 

PREMIUM DETAIL

We go the extra mile so that your car is looking as good as new. There are a lot of specifics that we won't list here (we wash, clean, buff, paint, polish, wax, seal), but trust us that when your car arrives, it's as good as new. 

What’s the difference between a collection and a delivery?

It simply comes down to however you’d prefer to get your car. For a delivery, we’ll bring it to your door so there’s no need to leave home. If you choose to collect your car, you can do so at your preferred JT Hughes dealership.

Whichever you choose, your Handover Specialist will go through the same level of detail to show you around your JT Hughes car and introduce you to its features.

What’s the difference between a collection and a delivery?

It simply comes down to however you’d prefer to get your car. For a delivery, we’ll bring it to your door so there’s no need to leave home. If you choose to collect your car, you can do so at your preferred JT Hughes dealership.

Whichever you choose, your Handover Specialist will go through the same level of detail to show you around your JT Hughes car and introduce you to its features.

How do I part exchange a car with personalised plates?

If you’re keeping your personalised number plate, please visit the DVLA to retain your personalised plate. You will need to make sure you have your new V5C which matches the registration plate that will be on the car when we take it off your hands. If you need to get an updated V5C, you’ll need to allow time for it to be sent to you. Otherwise, we may need to postpone your car handover date. Head over to the DVLA to apply for a new V5C.

Do I need to cancel my road tax on a car that I’m part exchanging?

You don’t need to cancel your road tax on a car that you’re part exchanging. Your car tax will be cancelled once the DVLA has been notified that the car has been sold to JT Hughes.

If you have any unused car tax, excluding the month you cancelled in, you’ll automatically get a refund from the DVLA.

What do I need to bring with me for a car valuation appointment ?

Your car. It may sound obvious, but you’ll need to be able to get your car to the appointment. We don't currently offer a collection service.

The V5 logbook/registration certificate. This must be registered in the name of the current keeper. If the V5 logbook/registration certificate is still in the owner's maiden name, you will need to bring a copy of your marriage certificate.

Two forms of identification. One must be an original photo ID (such as a passport) and one should be a proof of address item (accepted forms include a utility bill or council tax letter dated within the last 9 months). These must match the name and address on the vehicle logbook.

All service history and MOT certificates if available.

Both sets of car keys. Unless you've told us otherwise, the valuation provided assumes you have 2 sets of keys for your vehicle. If you've only got 1 key, the price we offer you after inspection may be reduced.

Bank details. So we can pay you for your car. The account has to be in the name of the registered keeper.
Finance settlement letter. If the vehicle has any finance outstanding we need a letter with the settlement figure from the finance company to be able to buy the vehicle.

Any extras that we’ll need. Such as the locking wheel nut for the alloy wheels where fitted, any detachable fascias and security codes for the radio, the security code for obtaining replacement keys and any discs required for the satellite navigation system.

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