Your low rate awaits with JT Hughes.

Find your immaculate used car from JT Hughes, Apply online in as few as 5 minutes. We’ll respond quickly with your financing information. confirm your order then have your car delivered to your door or collect it from your nearest JT Hughes Dealership in Telford, Shrewsbury or Newtown

Buy a Car

Car finance with JT Hughes

Apply in minutes
Apply in minutes
Apply online in as few as 5 minutes.
Highly Cometitive Rates
Highly Competitive Rates
Our rates are highly competitive.
Use your Finance Provider
Use your Finance Provider
Feel free to finance with another lender

How it works

01
Find your perfect car
Browse our wide range of high-quality used JT Hughes cars that are available to buy or finance.
02
Choose your deal
Apply for finance online. You can also part exchange your old car and lower your finance costs.
03
Get approved
Pay a deposit and sign all documents online. Then choose to collect your car or have it delivered.

Get a free credit check

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Choose the type of finance

How HP works
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Hire Purchase (HP)

Finance your next car by spreading the cost with fixed, regular monthly repayments, after which you own the car outright.

How PCP works
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Personal Contract Purchase (PCP)

Keep your monthly repayments lower by deferring a large proportion of credit into an optional final repayment.

FAQs
Popular questions about car finance
What is the 120-point inspection?

120-POINT INSPECTION

We put each vehicle through a 120-point inspection so that you can be 100% confident in the quality and safety of your vehicle. This inspection includes everything from tread depth of tires to thickness of brake pads to exterior paint quality. 

 

PREMIUM DETAIL

We go the extra mile so that your car is looking as good as new. There are a lot of specifics that we won't list here (we wash, clean, buff, paint, polish, wax, seal), but trust us that when your car arrives, it's as good as new. 

How does the 14-Day Money Back Guarantee work?

At JT Hughes, we understand the need for confidence when making your car purchase online. That's why we are delighted to introduce our 14-day money-back guarantee policy for your peace of mind, available on all of our used cars which have been purchased online.  If, for whatever reason, you are not completely happy with your new used car, just let us know within the 14 days from invoice date and we will give you a full refund and cancel any finance agreement. 

 

 

How does your process work?

What a great question! We show a 360-degree view of our cars online on our search page and offer delivery right to your driveway.

Once you've decided on a vehicle, we'll ask you to select your method of payment, including whether you'd like to part-exchange your current vehicle as a down payment.

Finally, you will decide whether you want your new car delivered or picked up from a JT Hughes dealership in Shrewsbury, Telford, or Newtown. You'll have 14 days after receiving your vehicle to decide if it's the right vehicle for you!

If you change your mind within 14 days, we'll accept it back and issue a full refund under the terms of our 14-day money-back guarantee.

What’s the difference between a collection and a delivery?

It simply comes down to however you’d prefer to get your car. For a delivery, we’ll bring it to your door so there’s no need to leave home. If you choose to collect your car, you can do so at your preferred JT Hughes dealership.

Whichever you choose, your Handover Specialist will go through the same level of detail to show you around your JT Hughes car and introduce you to its features.

How do I part exchange a car with personalised plates?

If you’re keeping your personalised number plate, please visit the DVLA to retain your personalised plate. You will need to make sure you have your new V5C which matches the registration plate that will be on the car when we take it off your hands. If you need to get an updated V5C, you’ll need to allow time for it to be sent to you. Otherwise, we may need to postpone your car handover date. Head over to the DVLA to apply for a new V5C.

What forms of payment does JT Hughes accept?

You can pay for your JT Hughes vehicle in a variety of ways.

We only accept Visa and Mastercard credit or debit cards for online purchases. Please note, for in-store car purchases, we have discontinued the acceptance of card payments

You can choose to part exchange your current vehicle, and the value of your current vehicle will be deducted from the cost of your JT Hughes vehicle.

JT Hughes can also help you apply for financing. Your application will be approved based on your status and our affordability checks.

You can also use your own finance provider if you prefer.

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