Your low rate awaits with JT Hughes.

Find your immaculate used car from JT Hughes, Apply online in as few as 5 minutes. We’ll respond quickly with your financing information. confirm your order then have your car delivered to your door or collect it from your nearest JT Hughes Dealership in Telford, Shrewsbury or Newtown

Buy a Car

Car finance with JT Hughes

Apply in minutes
Apply in minutes
Apply online in as few as 5 minutes.
Highly Cometitive Rates
Highly Competitive Rates
Our rates are highly competitive.
Use your Finance Provider
Use your Finance Provider
Feel free to finance with another lender

How it works

01
Find your perfect car
Browse our wide range of high-quality used JT Hughes cars that are available to buy or finance.
02
Choose your deal
Apply for finance online. You can also part exchange your old car and lower your finance costs.
03
Get approved
Pay a deposit and sign all documents online. Then choose to collect your car or have it delivered.

Get a free credit check

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Choose the type of finance

How HP works
Play HP
Hire Purchase (HP)

Finance your next car by spreading the cost with fixed, regular monthly repayments, after which you own the car outright.

How PCP works
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Personal Contract Purchase (PCP)

Keep your monthly repayments lower by deferring a large proportion of credit into an optional final repayment.

FAQs
Popular questions about car finance
How do I part exchange a car with personalised plates?

If you’re keeping your personalised number plate, please visit the DVLA to retain your personalised plate. You will need to make sure you have your new V5C which matches the registration plate that will be on the car when we take it off your hands. If you need to get an updated V5C, you’ll need to allow time for it to be sent to you. Otherwise, we may need to postpone your car handover date. Head over to the DVLA to apply for a new V5C.

Pre-Order Offer Terms & Conditions

These terms and conditions ("Terms") apply to the pre-order offer incentive ("Offer") provided by J T Hughes Group ("JTH") for new car orders placed in the United Kingdom ("UK").

  1. JTH reserves the right to change, amend, or withdraw the Offer at any time without prior notice, which may apply to one or all makes and models available for purchase.
  2. The Offer is only available for new car orders placed within the UK during the Offer period specified in clause 1. JTH may amend the Offer period at any time without prior notice.
  3. Any separate offer agreed upon during an in-person dealership visit may not be combined with the Offer.
  4. All Personal Contract Hire and Business Contract Hire are not eligible for this offer.
  5. Affinity scheme is not eligible for this offer.
  6. Motability scheme is not eligble for this offer. 
  7. If you wish to cancel your new car order, you must notify your sales executive in writing up to four weeks before your scheduled delivery date. If you comply with this condition, JTH will refund your £250 deposit.
  8. Due to manufacturing changes, JTH cannot guarantee an exact delivery date for any vehicle. Additionally, the manufacturer may make slight specification variations without prior notice. JTH is not responsible for any such changes.
  9. If you wish to part-exchange your existing vehicle, JTH will provide an indication of its valuation at the time of order. However, this valuation is subject to change in line with market conditions until an exact delivery date is agreed upon. At that point, JTH and you will agree on an exact valuation for your existing vehicle.
  10. The online car valuation offer provided by JTH is a real offer, but it is subject to physical inspection of the vehicle. JTH reserves the right to withdraw or adjust the value of the offer if any discrepancies are found during the physical inspection. The online valuation is a preliminary estimate, but it is a real offer subject to a successful physical inspection. JTH also reserves the right to reject the purchase of any vehicle that does not fit their stock profile.
  11. The JT Hughes Order incentive offer cannot be used in conjunction with any other offer made by the JT Hughes Group.
  12. The Offer does not affect any manufacturer offer that may be available to you at the time of placing your order. You may use any such manufacturer offer in conjunction with the JTH order incentive.
  13. Any changes to goverment taxation will be applied.
  14. Manufacturer led colour or specification changes can be applied at any time. 
  15. The JTH order incentive offer cannot be used in conjunction with any other offer made by the JTH Group.
  16. JTH may alter these Terms at any time. If JTH makes changes to these Terms, the changes will be highlighted when you place an order with one of their dealerships.
  17. These Terms do not affect your consumer rights.
  18. Any new car order placed before November 16th, 2023 will not be eligible for the Offer incentive.

 

What is the 120-point inspection?

120-POINT INSPECTION

We put each vehicle through a 120-point inspection so that you can be 100% confident in the quality and safety of your vehicle. This inspection includes everything from tread depth of tires to thickness of brake pads to exterior paint quality. 

 

PREMIUM DETAIL

We go the extra mile so that your car is looking as good as new. There are a lot of specifics that we won't list here (we wash, clean, buff, paint, polish, wax, seal), but trust us that when your car arrives, it's as good as new. 

How does the 14-Day Money Back Guarantee work?

At JT Hughes, we understand the need for confidence when making your car purchase online. That's why we are delighted to introduce our 14-day money-back guarantee policy for your peace of mind, available on all of our used cars which have been purchased online.  If, for whatever reason, you are not completely happy with your new used car, just let us know within the 14 days from invoice date and we will give you a full refund and cancel any finance agreement. 

 

 

How does your process work?

What a great question! We show a 360-degree view of our cars online on our search page and offer delivery right to your driveway.

Once you've decided on a vehicle, we'll ask you to select your method of payment, including whether you'd like to part-exchange your current vehicle as a down payment.

Finally, you will decide whether you want your new car delivered or picked up from a JT Hughes dealership in Shrewsbury, Telford, or Newtown. You'll have 14 days after receiving your vehicle to decide if it's the right vehicle for you!

If you change your mind within 14 days, we'll accept it back and issue a full refund under the terms of our 14-day money-back guarantee.

What if my car isn’t in the condition I expected?

If you’re not completely happy with the condition of the car when it’s delivered or when you collect it, we’ll be more than happy to help. We can either help you with repair work if needed or we can arrange a return if you don’t want to keep it within the first 14 days.

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