When you apply for finance with JT Hughes, there are two types of credit checks - hard and soft.
A soft credit check is a preliminary credit check which is usually undertaken to understand if you’re eligible for certain products with lenders. This type of check will not be visible to other lenders and does not impact your credit score.
A hard credit check is completed when you’ve applied for credit and the lender reviews your credit report to help make a decision on your finance application. This type of check will be visible to other lenders and can have an impact on your credit score.