Your low rate awaits with JT Hughes.

Find your immaculate used car from JT Hughes, Apply online in as few as 5 minutes. We’ll respond quickly with your financing information. confirm your order then have your car delivered to your door or collect it from your nearest JT Hughes Dealership in Telford, Shrewsbury or Newtown

Buy a Car

Car finance with JT Hughes

Apply in minutes
Apply in minutes
Apply online in as few as 5 minutes.
Highly Cometitive Rates
Highly Competitive Rates
Our rates are highly competitive.
Use your Finance Provider
Use your Finance Provider
Feel free to finance with another lender

How it works

Find your perfect car
Browse our wide range of high-quality used JT Hughes cars that are available to buy or finance.
Choose your deal
Apply for finance online. You can also part exchange your old car and lower your finance costs.
Get approved
Pay a deposit and sign all documents online. Then choose to collect your car or have it delivered.

Get a free credit check

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Choose the type of finance

How HP works
Play HP
Hire Purchase (HP)

Finance your next car by spreading the cost with fixed, regular monthly repayments, after which you own the car outright.

How PCP works
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Personal Contract Purchase (PCP)

Keep your monthly repayments lower by deferring a large proportion of credit into an optional final repayment.

Popular questions about car finance
Will the car have a valid MOT on delivery or collection?

Yes, all cars delivered or collected will have a valid MOT.

Can I test drive the car?

You can test-drive all our cars at any of our dealerships or if you opt to buy entirely online you can drive the vehicle for 14 days and return it if you change your mind with a full refund. With Our 14-Day Money-Back Guarantee, you can return your car within 14 days of your car handover date. If you change your mind for any reason, just let us know and we’ll pick it up and give you a full refund.  

We can’t accept a return if the car has been modified, been in an accident or is damaged or altered from the condition it was received in. If you drive the car over the 250-mile limit during the first 14 days, every additional mile will cost £1 per mile alongside deductions for any damage incurred.


How does the 14-Day Money Back Guarantee work?

At JT Hughes, we understand the need for confidence when making your car purchase online. That's why we are delighted to introduce our 14-day money-back guarantee policy for your peace of mind, available on all of our used cars which have been purchased online.  If, for whatever reason, you are not completely happy with your new used car, just let us know within the 14 days from invoice date and we will give you a full refund and cancel any finance agreement. 



How does your process work?

What a great question! We show a 360-degree view of our cars online on our search page and offer delivery right to your driveway.

Once you've decided on a vehicle, we'll ask you to select your method of payment, including whether you'd like to part-exchange your current vehicle as a down payment.

Finally, you will decide whether you want your new car delivered or picked up from a JT Hughes dealership in Shrewsbury, Telford, or Newtown. You'll have 14 days after receiving your vehicle to decide if it's the right vehicle for you!

If you change your mind within 14 days, we'll accept it back and issue a full refund under the terms of our 14-day money-back guarantee.

What do I do with the V5?

You’ll need to hand this to us when we collect the part exchange car.

What if my car isn’t in the condition I expected?

If you’re not completely happy with the condition of the car when it’s delivered or when you collect it, we’ll be more than happy to help. We can either help you with repair work if needed or we can arrange a return if you don’t want to keep it within the first 14 days.

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